EU funding can be a real game-changer for small businesses and start-ups in Malta. But let’s be honest many people hear “EU grant” and immediately think of endless paperwork, confusing rules, and low chances of success. The truth is, if you know what to apply for and how to do it properly, your chances are much better than you might think.
In this article, we’ll walk you through the most useful EU-funded schemes available in 2025, with a focus on those run by Malta Enterprise the national body that makes it easier for businesses to access funding. We’ll cover who can apply, what’s on offer, and the steps you need to take to actually get approved. Whether you’re launching a new business, planning a digital upgrade, or need help covering training costs, there’s likely something here for you. If you’re new to the world of EU grants, you might want to start by reading our article on how EU grants can boost your local business in Malta.
Business Start Scheme
This is a great option if you’re just getting your business off the ground, especially if you’re in an innovative or digital sector.
- What it offers: A cash grant of up to €10,000, followed by further support (up to €20,000) as your business meets certain milestones.
- Who it’s for: Start-ups and self-employed individuals in the early stages of business. You don’t need to be fully operational yet – you can apply while you’re still preparing to launch.
- What it helps with: Setting up your company, covering first-year costs, developing a prototype, or getting your first customers.
Tip: You’ll need a basic business plan and a short explanation of how your idea is different or valuable. It doesn’t have to be perfect but it should be clear and realistic.
Start-Up Finance
If your business is already set up and you’re ready to grow, this scheme can give you a serious boost – especially if you’re planning a big investment or creating new jobs.
- What it offers: Co-financing of up to €400,000 for eligible expenses, and in some cases even more if you’re operating in a priority sector like digital tech, sustainability, or manufacturing.
- Who it’s for: Innovative start-ups registered in Malta that are less than 5 years old. You need to show a clear growth plan and some level of market potential.
- What it helps with: Product development, equipment, salaries, rent, marketing, or expanding to new markets.
Tip: Malta Enterprise will look at your team, your financial projections, and whether your business has the potential to grow beyond the local market – so it’s worth taking time to prepare those basics properly.
Skills Development Scheme
This EU funding helps businesses cover the cost of training their staff – whether it’s technical skills, digital tools, leadership, or anything else that helps your business grow.
- What it offers: Up to 70% of eligible training costs, depending on the size of your business and the type of training involved.
- Who can apply: Businesses of all sizes in Malta that want to invest in their employees. Both in-house and external training are eligible.
- What it helps with: Course fees, trainer costs, and sometimes travel or accommodation (if the training happens abroad).
Tip: If you’re planning training in the next 3-6 months, apply early. You’ll need to explain how the training will benefit your business – so be specific about outcomes like increased productivity or better customer service.
MicroInvest
This is one of the most popular support schemes for small businesses in Malta – simple, flexible, and available across many sectors.
- What it offers: A tax credit of up to €50,000 (or more in some cases), based on a percentage of eligible expenses. Instead of cash, it reduces the tax you owe in future years.
- Who it’s for: Sole traders, micro and small businesses making investments in equipment, business upgrades, refurbishments, marketing, or even vehicles.
- What it helps with: Keeping more of your profits while still investing in your business.
Tip: Keep all your receipts and invoices organised throughout the year – especially if you’re spending on eligible improvements anyway. You’ll apply once a year, typically by March. For more details, visit Inland Revenue Malta.
Conclusion & Application Tips
Getting EU funding for your business in Malta may seem like a challenge at first, but with the right information and preparation, it’s totally doable. Here’s a quick recap to keep in mind:
- Start early: Some schemes require detailed plans or documentation, so give yourself plenty of time to gather everything.
- Be clear about your goals: Whether it’s expanding, modernising, or training your team, make sure your application clearly explains how the funding will help your business grow.
- Check the eligibility: Each scheme has different requirements, so double-check you meet the basic criteria before you apply.
- Get professional advice: If you’re unsure about any details or need extra support, don’t hesitate to reach out to an advisor. They can help you navigate the application process smoothly.
Remember, these schemes are designed to help businesses succeed — so don’t hesitate to apply! With a bit of preparation, you could secure the funding you need to take your business to the next level in 2025.
Need Help with Your EU Funding Application?
If you’re ready to apply for EU funding but would like some assistance with the process, or if you have any questions about eligibility or available schemes, feel free to contact us. Our team is here to guide you through the process and ensure your application stands the best chance of success.
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